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Rental Car Insurance



Do I really need to purchase rental car insurance?

Am already covered by my personal car insurance?

Doesn't my Credit Card cover the rental car?

These are some of the most common questions asked by car renters.

Car Rental Insurance is expensive! It sometimes costs more per day than the rate on the rental vehicle itself!

When they get to the rental counter, many renters are unsure about what to do when it comes to accepting or declining an agency's coverages and waivers. Most of the indecision comes from not knowing what their personal or business car insurance covers while they are renting a vehicle. Many people assume that they are covered for car rental insurance through their credit card.

The renter of a car is fully responsible for any loss (theft) of the vehicle as well as any damage that occurs to the vehicle during your rental period.

I have tried to provide information and tips on each area of car rental insurance, either using your own or purchasing coverage from the rental companies, in each of the following links.

Before you rent a car, you should first check

1. Your Existing Coverages

2. Your Credit Card Coverages




If you are currently looking for insurance coverage for your personal vehicle and would like more info, then visit www.auto-insurance-knowledge.com




If you've decided that your existing coverage is not fully adequate, you'll be faced with a variety of products to purchase. Here are the four types of optional insurance offered by most major car rental companies.

SLI (supplemental liability insurance) or ALI (Additional Liability Insurance)

CDW (collision damage waiver) and LDW (loss damage waiver).

PAI, PEC and/or PEP (Personal Accident Insurance and Personal Effects Coverage or Protection)


The bottom line is check into everything!!



If you don’t need to purchase the optional coverages you will certainly save money, but only if you are truly covered.



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