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Rental Car Insurance Coverage

There are many questions about and conflicting opinions on rental car insurance.

It's important to do your research, before you go to pick up a rental car!

Do I really need to purchase car rental insurance coverage?

Am already covered by my personal auto insurance for the rental car?

Doesn't my Credit Card offer auto insurance for a rental car?

These are some of the most common questions
asked by car renters.



Rental car insurance rates are expensive! It sometimes costs more per day than the rate on the rental vehicle itself!

When they get to the rental counter, many renters are unsure about what to do when it comes to accepting or declining an agency's coverages and waivers.

Most of the indecision comes from not knowing what their personal or business auto insurance covers while they are renting a vehicle. Many people assume that they have auto insurance for a rental car through their credit card.

The renter of a car is fully responsible for any loss (theft) of the vehicle as well as any damage that occurs to the vehicle during your rental period.

I will provide information and tips on each area of car rental insurance, either using your own or purchasing coverage from the rental companies, in each of the following links.

Before you purchase car rental insurance (or decline it), you should first check

Your Personal Auto Insurance Coverages

Find out what you need to know about whether or not your own personal automobile insurance coverage extends to your rental car.

Your Possible Credit Card Coverages

Some credit cards provide a certain type of rental car insurance coverage. It's important to know if you have coverage and if there are any restrictions.




If you are currently looking for insurance coverage for your personal vehicle and would like more info, then visit www.auto-insurance-knowledge.com




If you've decided that your existing personal automobile insurance coverage is not fully adequate, you'll be faced with a variety of products to purchase.

Buying Auto Rental Insurance Coverage

Here are the basic types of optional auto rental insurance coverage, and waivers, that are offered by most major car rental companies. Click for more informatin on:

SLI (supplemental liability insurance) or ALI (Additional Liability Insurance)

CDW (collision damage waiver) and LDW (loss damage waiver).

PAI, PEC and/or PEP (Personal Accident Insurance and Personal Effects Coverage or Protection)


The bottom line is check into everything!!




If you don’t need to purchase the optional auto insurance for a rental car, you will certainly save money, but only if you are truly covered.




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