Debit Card Rental Policies
None of the 8 car rental companies I checked, listed any vehicle restrictions related to the use of debit cards. There is an age restriction: you must be 25 years old to use a debit card. None of the car rental companies will accept debit cards in Canada. Here are the basic debit card rental policies I found:
Debit card rental policies as of January 14, 2009.
Note: Car rental companies can change their policies at any time. Please double check with your preferred car rental company before pick up if you have any questions on debit card rental policies.
When renting in the U.S., debit and check cards may only be used in conjunction with proof of a round trip travel ticket (airline, cruise ship or train) at time of rental.
A debit/check card is considered to be any non-credit card bearing the VISA, MasterCard or Discover Card logo. For Almao, debit card policies listed no information as to the amount of hold required on the debit card.
Most U.S. locations also accept bank debit cards with the Visa or MasterCard logo as credit identification at the time of rental.
At an airport location you must also show: A round trip airline ticket, e-ticket, or travel itinerary to or from the airport of rental, disclosing a return date and showing the renter's name
A valid U.S. passport or current U.S. military identification card. The name must match the name on the renter's U.S. issued driver's license
A current vehicle insurance card. The name and address must match the name and address on the renter's driver license; OR a current copy (within the last 60 Days) of your cellular phone bill, home telephone bill, bank statement or utility bill which shows your name and current address. Your name and address must match the U.S. issued driver's license in order to provide the renting location with proof of an accurate address.
Renting at an Off-Airport location you must show:
A current copy (within the last 60 days) of your cellular phone bill, home telephone bill, bank statement or utility bill which shows your name and current address. Your name and address must match your U.S. issued driver's license in order to provide the renting location with proof of an accurate address OR a valid U.S. passport or current U.S. military identification card. Your name must match the name on the your U.S. issued driver's license.
Debit card rental policies for Avis state that they may perform Debit Card authorization hold in excess of the estimated rental charges. When using a debit card at Avis there may be a minimum hold of up to $500 and a maximum hold of the estimated rental charges (if more than $500) will be placed on your account.
Upon returning the vehicle, Avis will process a release of any unused portion of the hold. Depending on your bank's procedures, the hold may take up to 2 weeks to be released by your bank.
When using a debit card, some Budget locations will check your credit with a national credit verification bureau. Other locations might not check your credit, but will require you to present a third form of identification:
For debit card customers renting at an airport location, one of the following is acceptable as a third form of identification in addition to a driver’s license and debit card: A round-trip airline ticket, e-ticket, or travel itinerary to or from the airport of rental, disclosing a return date and showing the renter's name A valid U.S. passport or current U.S. military identification card A current vehicle insurance card
A current copy (within the last 60 days) of the customer's cellular phone bill, home telephone bill, bank statement or utility bill
For debit card customers renting at an off-airport location, one of the following is acceptable as a third form of identification in addition to a driver’s license and debit card: A valid U.S. passport or current U.S. military identification card
A current vehicle insurance card A current copy (within the last 60 days) of the customer's cellular phone bill, home telephone bill, bank statement or utility bill
Debit card rental policies for Budget state that they will generally require a hold of total estimated charges PLUS 25% or $300, whichever is greater. At select locations in the Northeast and North Central regions, the minimum authorization hold is $500. Budget suggests that customers look at the terms and conditions on your reservation confirmations for the deposit required at your specific rental location.
If a customer presents a debit card at the beginning of rental to qualify to rent, Dollar will perform a debit card check and credit inquiry screening through Equifax Credit Information Services, Inc. This type of inquiry will screen out customers who present a greater driving risk to us, using a standard set of criteria. The credit inquiry is posted on the customer's credit report and may have an effect on the customer's credit evaluation. In the event that a customer's debit card check and credit inquiry fail to their debit card criteria, the customer will not be allowed to rent unless they provide a major credit card in their own name.
Some Enterprise locations will accept a debit card for the rental deposits and payments. You must contact the office you plan to rent from directly, to determine that particular locations debit card rental policies.
Eligible debit cards must have Visa, Mastercard or Discover logo. Stored value/prepaid/gift cards are not acceptable to qualify for rental, however these cards may be used for payment at return.
At most Hertz locations in the United States, Puerto Rico, and U. S. Virgin Islands, Hertz will allow you to present certain debit/check cards in place of a credit or charge card; use of a debit card to rent a vehicle is subject to review of your credit history.
Debit/check cards must have the available funds, for the estimated amount of rental charges PLUS up to $200 in order to secure the rental.
When renting in the U.S., debit and check cards may only be used in conjunction with proof of a round trip travel ticket (airline, cruise ship or train) at time of rental. A debit/check card is considered to be any non-credit card bearing the VISA, MasterCard or Discover Card logo.
As a general rule, a major credit card is required at the time of rental. However, when renting from many US locations, you may be allowed to use a debit or check card to rent. You must contact the specific rental location directly, to check on their debit card policy.
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